The young professional plan is for professionals usually between the ages of 18-28, who are starting out in their first career, business, or endeavor. Young professionals often feel uneducated on how to create a budget, pay off student loans or credit card debt, how to build credit, and how to invest in the future on a tight budget. Many times they want someone to call and be able to ask personal financial questions to or ask for clarification about things they have heard from parents, friends or social media.

Your Young Professional plan will provide a roadmap that will include:

• A budget analysis and building a budget
• A savings analysis and building savings for emergency’s, short-term, and long-term goals
• Investment analysis
• Tax strategies
• Estate planning with an estate planner
• Risk tolerance analysis
• Debt payoff strategy
• Review of current group benefits
• Review of current and future insurance protection needs
• Family planning
• Each year we will review changes and updates, stay accountable to your goals, and build upon your plan.
• As needed support

Based on your strong base plan, eventually as you build your life and/or family you will be ready for a comprehensive plan (see comprehensive financial planning).